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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,416 | $105,867-65.6% | $90,760-59.9% | $134,532-72.9% |
| Participation rate | 55.0% | 78.3%-23.3pp | 75.7%-20.7pp | 81.2%-26.2pp |
| Annual return | -17.96% | -10.99%-7.0pp | -12.16%-5.8pp | 418.27%-436.2pp |
| Employer contribution / active EE | $0 | $3,464-100.0% | $2,922-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $3,839 | $5,217-26.4% | $4,565-15.9% | $6,401-40.0% |
| Admin fee / account holder | $1,585 | $13,936-88.6% | $8,444-81.2% | $11,429-86.1% |