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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,379 | $160,040-79.8% | $147,096-78.0% | $145,877-77.8% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 12.38% | 98.49%-86.1pp | 419.75%-407.4pp | 551.28%-538.9pp |
| Employer contribution / active EE | $2,189 | $5,289-58.6% | $4,936-55.6% | $4,663-53.0% |
| Participant deferral / active EE | $5,194 | $8,429-38.4% | $8,071-35.7% | $6,691-22.4% |
| Admin fee / account holder | $429 | $15,050-97.1% | $13,005-96.7% | $13,402-96.8% |