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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,161 | $150,447-68.0% | $136,298-64.7% | $147,586-67.4% |
| Participation rate | 89.5% | 84.4%+5.1pp | 81.9%+7.6pp | 82.8%+6.6pp |
| Annual return | 22.25% | 1049.15%-1026.9pp | 5156.27%-5134.0pp | 578.59%-556.3pp |
| Employer contribution / active EE | $5,961 | $5,256+13.4% | $4,696+26.9% | $4,876+22.2% |
| Participant deferral / active EE | $4,930 | $6,631-25.7% | $6,247-21.1% | $5,439-9.4% |
| Admin fee / account holder | $799 | $10,906-92.7% | $9,244-91.4% | $10,886-92.7% |