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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,331 | $127,387-80.9% | $115,038-78.8% | $125,389-80.6% |
| Participation rate | 93.3% | 84.2%+9.2pp | 81.4%+12.0pp | 83.2%+10.1pp |
| Annual return | 11.59% | 31.28%-19.7pp | 26.14%-14.6pp | 282.24%-270.6pp |
| Employer contribution / active EE | $5,422 | $5,166+4.9% | $4,608+17.7% | $4,866+11.4% |
| Participant deferral / active EE | $5,371 | $6,423-16.4% | $6,026-10.9% | $5,352+0.4% |
| Admin fee / account holder | $420 | $9,516-95.6% | $8,175-94.9% | $9,541-95.6% |