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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,287 | $106,557+4.4% | $91,227+22.0% | $134,545-17.3% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.2%+26.8pp | 81.2%+18.8pp |
| Annual return | -19.33% | 160.81%-180.1pp | 114.14%-133.5pp | 418.37%-437.7pp |
| Employer contribution / active EE | $3,037 | $3,332-8.9% | $2,851+6.5% | $4,742-36.0% |
| Participant deferral / active EE | $19,940 | $4,719+322.5% | $4,234+371.0% | $6,401+211.5% |
| Admin fee / account holder | $536 | $6,235-91.4% | $5,423-90.1% | $11,431-95.3% |