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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,014 | $110,303+41.4% | $95,759+62.9% | $139,487+11.8% |
| Participation rate | 100.0% | 75.7%+24.3pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 16.03% | 27.19%-11.2pp | 28.42%-12.4pp | 373.84%-357.8pp |
| Employer contribution / active EE | $4,348 | $3,261+33.3% | $2,836+53.3% | $4,755-8.6% |
| Participant deferral / active EE | $22,545 | $4,674+382.3% | $4,244+431.3% | $6,713+235.9% |
| Admin fee / account holder | $678 | $6,615-89.7% | $5,678-88.1% | $11,407-94.1% |