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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,230 | $102,429+29.1% | $147,096-10.1% | $80,925+63.4% |
| Participation rate | 61.2% | 75.9%-14.6pp | 82.2%-21.0pp | 67.7%-6.4pp |
| Annual return | 13.37% | 135.02%-121.6pp | 419.75%-406.4pp | 35.65%-22.3pp |
| Employer contribution / active EE | $1,923 | $3,716-48.3% | $4,936-61.0% | $2,756-30.2% |
| Participant deferral / active EE | $3,655 | $6,649-45.0% | $8,071-54.7% | $4,299-15.0% |
| Admin fee / account holder | $13,743 | $7,957+72.7% | $13,005+5.7% | $6,940+98.0% |