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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,428 | $82,674+36.0% | $125,381-10.3% | $68,486+64.2% |
| Participation rate | 59.3% | 75.1%-15.8pp | 82.4%-23.1pp | 67.9%-8.6pp |
| Annual return | -16.60% | -5.97%-10.6pp | 572.31%-588.9pp | -7.85%-8.7pp |
| Employer contribution / active EE | $1,766 | $3,382-47.8% | $4,815-63.3% | $2,597-32.0% |
| Participant deferral / active EE | $3,021 | $6,111-50.6% | $7,448-59.4% | $4,028-25.0% |
| Admin fee / account holder | $1,380 | $6,277-78.0% | $10,007-86.2% | $5,404-74.5% |