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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,951 | $110,337+77.6% | $102,383+91.4% | $145,877+34.3% |
| Participation rate | 92.9% | 77.9%+14.9pp | 74.5%+18.3pp | 80.3%+12.6pp |
| Annual return | 10.36% | 24.83%-14.5pp | 24.94%-14.6pp | 551.28%-540.9pp |
| Employer contribution / active EE | $3,610 | $4,216-14.4% | $3,870-6.7% | $4,663-22.6% |
| Participant deferral / active EE | $6,302 | $5,621+12.1% | $5,060+24.6% | $6,691-5.8% |
| Admin fee / account holder | $34,543 | $9,750+254.3% | $8,391+311.6% | $13,402+157.7% |