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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,446 | $115,866-78.0% | $65,328-61.0% | $139,456-81.8% |
| Participation rate | 100.0% | 67.8%+32.2pp | 64.9%+35.1pp | 80.3%+19.7pp |
| Annual return | 4.77% | 31.21%-26.4pp | 47.39%-42.6pp | 373.45%-368.7pp |
| Employer contribution / active EE | $3,075 | $2,600+18.3% | $1,692+81.7% | $4,753-35.3% |
| Participant deferral / active EE | $1,976 | $4,242-53.4% | $2,832-30.2% | $6,711-70.6% |
| Admin fee / account holder | $4,622 | $6,705-31.1% | $4,116+12.3% | $11,407-59.5% |