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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,794 | $118,919-81.7% | $88,538-75.4% | $152,897-85.7% |
| Participation rate | 100.0% | 73.4%+26.6pp | 68.7%+31.3pp | 82.5%+17.5pp |
| Annual return | 3.55% | 47.92%-44.4pp | 43.64%-40.1pp | 345.43%-341.9pp |
| Employer contribution / active EE | $2,243 | $2,669-16.0% | $2,098+6.9% | $4,764-52.9% |
| Participant deferral / active EE | $3,115 | $3,549-12.2% | $2,914+6.9% | $5,851-46.8% |
| Admin fee / account holder | $2,880 | $5,876-51.0% | $4,310-33.2% | $11,599-75.2% |