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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,675 | $93,589-59.7% | $135,942-72.3% | $75,181-49.9% |
| Participation rate | 66.7% | 75.2%-8.5pp | 81.9%-15.2pp | 67.2%-0.5pp |
| Annual return | 17.55% | 30.90%-13.4pp | 68.28%-50.7pp | 160.69%-143.1pp |
| Employer contribution / active EE | $885 | $3,537-75.0% | $4,858-81.8% | $2,671-66.9% |
| Participant deferral / active EE | $4,439 | $6,405-30.7% | $7,759-42.8% | $4,126+7.6% |
| Admin fee / account holder | $7,321 | $6,977+4.9% | $10,764-32.0% | $5,650+29.6% |