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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,737 | $77,816-61.8% | $123,552-75.9% | $64,173-53.7% |
| Participation rate | 70.0% | 74.7%-4.7pp | 82.3%-12.3pp | 69.6%+0.4pp |
| Annual return | -2.60% | 12.49%-15.1pp | 119.20%-121.8pp | 7.63%-10.2pp |
| Employer contribution / active EE | $535 | $3,014-82.3% | $4,628-88.4% | $2,381-77.5% |
| Participant deferral / active EE | $2,940 | $5,240-43.9% | $6,426-54.2% | $3,470-15.3% |
| Admin fee / account holder | $25,349 | $5,519+359.3% | $9,285+173.0% | $4,887+418.7% |