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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,029 | $171,867+49.0% | $149,721+71.0% | $147,586+73.5% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 14.73% | 2113.36%-2098.6pp | 1501.67%-1486.9pp | 578.59%-563.9pp |
| Employer contribution / active EE | $14,264 | $6,275+127.3% | $5,444+162.0% | $4,876+192.5% |
| Participant deferral / active EE | $9,674 | $7,270+33.1% | $6,568+47.3% | $5,439+77.9% |
| Admin fee / account holder | $749 | $13,799-94.6% | $11,282-93.4% | $10,886-93.1% |