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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $470,825 | $167,533+181.0% | $151,645+210.5% | $134,545+249.9% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -19.55% | 7.81%-27.4pp | 3.34%-22.9pp | 418.37%-437.9pp |
| Employer contribution / active EE | $21,746 | $6,828+218.5% | $6,165+252.7% | $4,742+358.6% |
| Participant deferral / active EE | $15,570 | $8,985+73.3% | $8,363+86.2% | $6,401+143.2% |
| Admin fee / account holder | $17,002 | $13,781+23.4% | $11,614+46.4% | $11,431+48.7% |