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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $378,879 | $91,194+315.5% | $178,486+112.3% | $79,860+374.4% |
| Participation rate | 86.5% | 69.2%+17.3pp | 81.9%+4.6pp | 69.6%+16.9pp |
| Annual return | 16.23% | 24.19%-8.0pp | 151.08%-134.9pp | 31.72%-15.5pp |
| Employer contribution / active EE | $13,516 | $3,256+315.1% | $5,011+169.7% | $2,471+447.0% |
| Participant deferral / active EE | $14,668 | $3,236+353.3% | $5,202+182.0% | $3,740+292.2% |
| Admin fee / account holder | $3,063 | $6,751-54.6% | $13,985-78.1% | $5,306-42.3% |