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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,849 | $75,959+271.1% | $154,114+82.9% | $64,181+339.1% |
| Participation rate | 84.2% | 70.4%+13.8pp | 83.0%+1.2pp | 69.6%+14.6pp |
| Annual return | -6.96% | 30.32%-37.3pp | 735.16%-742.1pp | 7.63%-14.6pp |
| Employer contribution / active EE | $22,656 | $3,350+576.4% | $5,298+327.7% | $2,381+851.6% |
| Participant deferral / active EE | $14,456 | $3,175+355.4% | $5,081+184.5% | $3,470+316.7% |
| Admin fee / account holder | $19,122 | $5,589+242.2% | $13,411+42.6% | $4,887+291.3% |