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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,683 | $61,787-32.5% | $97,197-57.1% | $80,925-48.5% |
| Participation rate | 60.6% | 63.5%-2.9pp | 72.7%-12.1pp | 67.7%-7.1pp |
| Annual return | 20.52% | -558.16%+578.7pp | 75.47%-54.9pp | 35.65%-15.1pp |
| Employer contribution / active EE | $1,264 | $1,836-31.1% | $2,723-53.6% | $2,756-54.1% |
| Participant deferral / active EE | $4,119 | $3,027+36.1% | $4,263-3.4% | $4,299-4.2% |
| Admin fee / account holder | $8,273 | $5,170+60.0% | $5,637+46.8% | $6,940+19.2% |