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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,431 | $57,541-40.2% | $95,728-64.0% | $75,181-54.2% |
| Participation rate | 57.6% | 62.5%-4.9pp | 72.3%-14.7pp | 67.2%-9.6pp |
| Annual return | 22.86% | 34.93%-12.1pp | 28.40%-5.5pp | 160.69%-137.8pp |
| Employer contribution / active EE | $1,130 | $1,808-37.5% | $2,835-60.1% | $2,671-57.7% |
| Participant deferral / active EE | $2,616 | $3,074-14.9% | $4,245-38.4% | $4,126-36.6% |
| Admin fee / account holder | $473 | $4,099-88.5% | $5,673-91.7% | $5,650-91.6% |