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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,560 | $162,785-75.1% | $133,959-69.7% | $158,950-74.5% |
| Participation rate | 78.3% | 83.2%-5.0pp | 79.8%-1.6pp | 82.0%-3.7pp |
| Annual return | 26.80% | 41.94%-15.1pp | 45.09%-18.3pp | 302.91%-276.1pp |
| Employer contribution / active EE | $2,839 | $4,975-42.9% | $3,919-27.5% | $4,762-40.4% |
| Participant deferral / active EE | $5,890 | $5,910-0.3% | $5,047+16.7% | $5,983-1.6% |
| Admin fee / account holder | $31,309 | $11,738+166.7% | $8,928+250.7% | $11,248+178.3% |