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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,258 | $135,639-62.2% | $110,241-53.5% | $135,382-62.1% |
| Participation rate | 77.8% | 83.5%-5.7pp | 79.8%-2.0pp | 82.6%-4.9pp |
| Annual return | -2.91% | 513.21%-516.1pp | 314.75%-317.7pp | 519.77%-522.7pp |
| Employer contribution / active EE | $2,290 | $4,907-53.3% | $3,827-40.2% | $4,779-52.1% |
| Participant deferral / active EE | $4,422 | $5,507-19.7% | $4,672-5.3% | $5,609-21.2% |
| Admin fee / account holder | $6,582 | $11,457-42.6% | $8,548-23.0% | $10,829-39.2% |