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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,424 | $49,897+43.1% | $80,648-11.4% | $75,177-5.0% |
| Participation rate | 65.6% | 55.3%+10.3pp | 67.0%-1.4pp | 67.2%-1.6pp |
| Annual return | 19.79% | 34.68%-14.9pp | 937.21%-917.4pp | 160.75%-141.0pp |
| Employer contribution / active EE | $943 | $1,699-44.5% | $2,724-65.4% | $2,671-64.7% |
| Participant deferral / active EE | $5,481 | $2,992+83.2% | $4,443+23.3% | $4,126+32.8% |
| Admin fee / account holder | $2,375 | $3,579-33.6% | $5,382-55.9% | $5,651-58.0% |