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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,350 | $56,134+21.8% | $96,171-28.9% | $85,847-20.4% |
| Participation rate | 59.4% | 56.7%+2.7pp | 68.4%-9.1pp | 69.3%-9.9pp |
| Annual return | 15.00% | 42.30%-27.3pp | 192.04%-177.0pp | 318.61%-303.6pp |
| Employer contribution / active EE | $644 | $1,620-60.3% | $2,799-77.0% | $2,565-74.9% |
| Participant deferral / active EE | $3,995 | $2,858+39.8% | $4,350-8.2% | $3,952+1.1% |
| Admin fee / account holder | $29,895 | $3,769+693.2% | $5,538+439.8% | $6,261+377.5% |