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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,036 | $45,872+2.5% | $77,100-39.0% | $68,490-31.3% |
| Participation rate | 78.8% | 55.9%+22.9pp | 67.9%+10.9pp | 67.9%+10.9pp |
| Annual return | -18.90% | 1.73%-20.6pp | 42.35%-61.3pp | -7.85%-11.0pp |
| Employer contribution / active EE | $815 | $1,650-50.6% | $2,815-71.0% | $2,597-68.6% |
| Participant deferral / active EE | $4,611 | $2,963+55.6% | $4,430+4.1% | $4,028+14.5% |
| Admin fee / account holder | $2,087 | $3,041-31.4% | $5,443-61.7% | $5,403-61.4% |