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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,127 | $70,486+16.5% | $100,535-18.3% | $79,856+2.8% |
| Participation rate | 71.0% | 73.6%-2.7pp | 79.4%-8.4pp | 69.6%+1.3pp |
| Annual return | 11.61% | 21.90%-10.3pp | 30.90%-19.3pp | 31.71%-20.1pp |
| Employer contribution / active EE | $2,500 | $2,165+15.5% | $3,419-26.9% | $2,471+1.2% |
| Participant deferral / active EE | $4,828 | $5,182-6.8% | $6,271-23.0% | $3,741+29.1% |
| Admin fee / account holder | $3,291 | $4,480-26.6% | $8,085-59.3% | $5,306-38.0% |