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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,372 | $77,157+1.6% | $108,405-27.7% | $85,851-8.7% |
| Participation rate | 69.2% | 74.7%-5.4pp | 80.1%-10.9pp | 69.3%-0.1pp |
| Annual return | 22.16% | 44.55%-22.4pp | 905.55%-883.4pp | 318.63%-296.5pp |
| Employer contribution / active EE | $2,536 | $2,379+6.6% | $3,559-28.7% | $2,565-1.1% |
| Participant deferral / active EE | $4,459 | $5,567-19.9% | $6,563-32.1% | $3,952+12.8% |
| Admin fee / account holder | $2,954 | $5,174-42.9% | $7,297-59.5% | $6,261-52.8% |