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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,459 | $96,236+32.4% | $133,698-4.7% | $80,959+57.4% |
| Participation rate | 92.4% | 71.2%+21.2pp | 76.4%+16.0pp | 67.7%+24.7pp |
| Annual return | 21.23% | 28.74%-7.5pp | 580.90%-559.7pp | 35.67%-14.4pp |
| Employer contribution / active EE | $8,989 | $3,350+168.3% | $4,218+113.1% | $2,757+226.0% |
| Participant deferral / active EE | $16,315 | $5,709+185.8% | $7,016+132.5% | $4,300+279.4% |
| Admin fee / account holder | $7,477 | $8,250-9.4% | $6,703+11.6% | $6,925+8.0% |