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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,325 | $83,427+5.9% | $115,756-23.7% | $68,486+29.0% |
| Participation rate | 95.4% | 71.9%+23.5pp | 77.1%+18.3pp | 67.9%+27.5pp |
| Annual return | 0.00% | -10.95%+10.9pp | 143.14%-143.1pp | -7.85%+7.9pp |
| Employer contribution / active EE | $7,232 | $3,075+135.2% | $3,793+90.7% | $2,597+178.5% |
| Participant deferral / active EE | $13,433 | $5,355+150.8% | $6,254+114.8% | $4,028+233.5% |
| Admin fee / account holder | $4,919 | $5,708-13.8% | $8,124-39.5% | $5,404-9.0% |