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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,734 | $175,231+54.5% | $149,696+80.9% | $139,466+94.1% |
| Participation rate | 88.9% | 83.4%+5.5pp | 78.8%+10.1pp | 80.3%+8.6pp |
| Annual return | 11.08% | 166.77%-155.7pp | 134.46%-123.4pp | 373.66%-362.6pp |
| Employer contribution / active EE | $9,581 | $5,478+74.9% | $4,821+98.7% | $4,754+101.5% |
| Participant deferral / active EE | $13,078 | $6,521+100.5% | $5,682+130.2% | $6,712+94.9% |
| Admin fee / account holder | $3,046 | $16,155-81.1% | $13,212-76.9% | $11,409-73.3% |