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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,765 | $167,353+37.3% | $143,797+59.8% | $134,545+70.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -9.11% | 0.48%-9.6pp | -0.04%-9.1pp | 418.37%-427.5pp |
| Employer contribution / active EE | $9,887 | $5,620+75.9% | $4,952+99.6% | $4,742+108.5% |
| Participant deferral / active EE | $11,922 | $6,447+84.9% | $5,638+111.5% | $6,401+86.3% |
| Admin fee / account holder | $1,028 | $18,096-94.3% | $14,679-93.0% | $11,431-91.0% |