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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,277 | $217,432+7.7% | $185,849+26.1% | $167,536+39.8% |
| Participation rate | 90.0% | 86.1%+3.9pp | 81.7%+8.3pp | 82.1%+7.9pp |
| Annual return | 7.91% | 148.42%-140.5pp | 122.10%-114.2pp | 478.82%-470.9pp |
| Employer contribution / active EE | $0 | $5,875-100.0% | $5,169-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $10,452 | $6,357+64.4% | $5,569+87.7% | $6,342+64.8% |
| Admin fee / account holder | $458 | $19,818-97.7% | $16,244-97.2% | $12,315-96.3% |