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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,145 | $198,457-44.0% | $170,435-34.8% | $147,586-24.7% |
| Participation rate | 87.5% | 88.0%-0.5pp | 83.6%+3.9pp | 82.8%+4.7pp |
| Annual return | 10.20% | 257.30%-247.1pp | 205.94%-195.7pp | 578.59%-568.4pp |
| Employer contribution / active EE | $0 | $6,183-100.0% | $5,432-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $4,098 | $5,629-27.2% | $4,939-17.0% | $5,439-24.6% |
| Admin fee / account holder | $117,166 | $16,852+595.3% | $13,881+744.1% | $10,886+976.3% |