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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,691 | $175,259-34.6% | $149,723-23.4% | $139,487-17.8% |
| Participation rate | 79.2% | 83.4%-4.2pp | 78.8%+0.4pp | 80.3%-1.2pp |
| Annual return | 14.90% | 166.82%-151.9pp | 134.50%-119.6pp | 373.84%-358.9pp |
| Employer contribution / active EE | $1,007 | $5,478-81.6% | $4,821-79.1% | $4,755-78.8% |
| Participant deferral / active EE | $5,412 | $6,522-17.0% | $5,682-4.8% | $6,713-19.4% |
| Admin fee / account holder | $2,829 | $16,158-82.5% | $13,215-78.6% | $11,407-75.2% |