Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,767 | $60,393-68.9% | $81,820-77.1% | $74,429-74.8% |
| Participation rate | 46.0% | 62.9%-16.9pp | 72.4%-26.4pp | 67.2%-21.2pp |
| Annual return | 11.43% | 16.89%-5.5pp | 777.93%-766.5pp | 1368.38%-1357.0pp |
| Employer contribution / active EE | $407 | $2,626-84.5% | $2,915-86.0% | $2,625-84.5% |
| Participant deferral / active EE | $1,753 | $3,397-48.4% | $4,323-59.5% | $4,348-59.7% |
| Admin fee / account holder | $2,254 | $1,491+51.2% | $7,391-69.5% | $1,944+15.9% |