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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,325,356 | $118,869+1015.0% | $96,575+1272.4% | $167,518+691.2% |
| Participation rate | 26.7% | 75.5%-48.8pp | 69.8%-43.2pp | 82.1%-55.4pp |
| Annual return | 14.84% | 50.49%-35.7pp | 37.79%-22.9pp | 478.71%-463.9pp |
| Employer contribution / active EE | $1,451 | $3,120-53.5% | $2,357-38.4% | $4,838-70.0% |
| Participant deferral / active EE | $6,398 | $4,616+38.6% | $3,849+66.2% | $6,342+0.9% |
| Admin fee / account holder | $52,035 | $8,067+545.0% | $6,182+741.7% | $12,312+322.6% |