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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $572,812 | $99,652+474.8% | $78,778+627.1% | $147,586+288.1% |
| Participation rate | 50.0% | 76.2%-26.2pp | 69.2%-19.2pp | 82.8%-32.8pp |
| Annual return | 8.24% | 47.28%-39.0pp | 35.62%-27.4pp | 578.59%-570.4pp |
| Employer contribution / active EE | $1,445 | $2,796-48.3% | $1,986-27.2% | $4,876-70.4% |
| Participant deferral / active EE | $5,198 | $3,664+41.9% | $2,958+75.7% | $5,439-4.4% |
| Admin fee / account holder | $20 | $7,155-99.7% | $5,134-99.6% | $10,886-99.8% |