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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,929 | $183,592-63.0% | $155,567-56.3% | $145,959-53.5% |
| Participation rate | 70.0% | 82.7%-12.7pp | 78.2%-8.2pp | 80.3%-10.3pp |
| Annual return | 22.72% | 61.24%-38.5pp | 64.74%-42.0pp | 561.95%-539.2pp |
| Employer contribution / active EE | $1,877 | $5,315-64.7% | $4,674-59.8% | $4,661-59.7% |
| Participant deferral / active EE | $4,762 | $6,464-26.3% | $5,628-15.4% | $6,689-28.8% |
| Admin fee / account holder | $1,154 | $19,318-94.0% | $15,916-92.8% | $13,398-91.4% |