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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,929 | $183,516-63.0% | $155,534-56.3% | $145,884-53.4% |
| Participation rate | 70.0% | 82.7%-12.7pp | 78.2%-8.2pp | 80.3%-10.3pp |
| Annual return | 22.72% | 61.43%-38.7pp | 64.92%-42.2pp | 551.85%-529.1pp |
| Employer contribution / active EE | $1,877 | $5,315-64.7% | $4,675-59.8% | $4,662-59.7% |
| Participant deferral / active EE | $4,762 | $6,467-26.4% | $5,630-15.4% | $6,690-28.8% |
| Admin fee / account holder | $1,154 | $19,293-94.0% | $15,900-92.7% | $13,392-91.4% |