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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,029 | $217,432-81.1% | $185,851-77.9% | $167,553-75.5% |
| Participation rate | 84.2% | 86.1%-1.8pp | 81.7%+2.5pp | 82.1%+2.1pp |
| Annual return | 14.84% | 148.43%-133.6pp | 122.11%-107.3pp | 478.89%-464.1pp |
| Employer contribution / active EE | $1,496 | $5,874-74.5% | $5,168-71.1% | $4,840-69.1% |
| Participant deferral / active EE | $3,387 | $6,357-46.7% | $5,569-39.2% | $6,343-46.6% |
| Admin fee / account holder | $1,771 | $19,820-91.1% | $16,245-89.1% | $12,316-85.6% |