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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,717 | $102,429-37.8% | $147,096-56.7% | $80,925-21.3% |
| Participation rate | 85.2% | 75.9%+9.3pp | 82.2%+3.0pp | 67.7%+17.5pp |
| Annual return | 11.58% | 135.02%-123.4pp | 419.75%-408.2pp | 35.65%-24.1pp |
| Employer contribution / active EE | $3,345 | $3,716-10.0% | $4,936-32.2% | $2,756+21.4% |
| Participant deferral / active EE | $7,465 | $6,649+12.3% | $8,071-7.5% | $4,299+73.7% |
| Admin fee / account holder | $14,057 | $7,957+76.7% | $13,005+8.1% | $6,940+102.6% |