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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,717 | $102,422-37.8% | $147,117-56.7% | $80,959-21.3% |
| Participation rate | 85.2% | 75.9%+9.3pp | 82.2%+3.0pp | 67.7%+17.5pp |
| Annual return | 11.58% | 135.16%-123.6pp | 420.54%-409.0pp | 35.67%-24.1pp |
| Employer contribution / active EE | $3,345 | $3,717-10.0% | $4,932-32.2% | $2,757+21.3% |
| Participant deferral / active EE | $7,465 | $6,652+12.2% | $8,065-7.4% | $4,300+73.6% |
| Admin fee / account holder | $14,057 | $7,953+76.7% | $12,993+8.2% | $6,925+103.0% |