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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,032 | $146,267-26.1% | $197,124-45.2% | $82,448+31.0% |
| Participation rate | 76.9% | 84.0%-7.1pp | 86.7%-9.8pp | 68.1%+8.9pp |
| Annual return | 14.05% | 29.61%-15.6pp | 44.34%-30.3pp | 41.64%-27.6pp |
| Employer contribution / active EE | $755 | $4,723-84.0% | $6,227-87.9% | $2,551-70.4% |
| Participant deferral / active EE | $5,122 | $7,035-27.2% | $9,135-43.9% | $4,139+23.7% |
| Admin fee / account holder | $2,195 | $14,422-84.8% | $16,298-86.5% | $7,234-69.7% |