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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,032 | $145,431-25.7% | $211,142-48.8% | $87,485+23.5% |
| Participation rate | 76.9% | 84.7%-7.8pp | 87.3%-10.4pp | 68.9%+8.0pp |
| Annual return | 14.05% | 27.21%-13.2pp | 46.84%-32.8pp | 26.06%-12.0pp |
| Employer contribution / active EE | $755 | $4,662-83.8% | $6,442-88.3% | $2,596-70.9% |
| Participant deferral / active EE | $5,122 | $6,859-25.3% | $9,284-44.8% | $4,274+19.8% |
| Admin fee / account holder | $2,195 | $17,052-87.1% | $19,076-88.5% | $7,775-71.8% |