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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,032 | $149,446-27.7% | $256,809-57.9% | $94,015+14.9% |
| Participation rate | 76.9% | 85.3%-8.4pp | 88.5%-11.6pp | 70.8%+6.1pp |
| Annual return | 14.05% | 17.55%-3.5pp | 32.73%-18.7pp | 17.84%-3.8pp |
| Employer contribution / active EE | $755 | $4,596-83.6% | $7,263-89.6% | $2,790-73.0% |
| Participant deferral / active EE | $5,122 | $6,491-21.1% | $9,520-46.2% | $4,249+20.5% |
| Admin fee / account holder | $2,195 | $24,035-90.9% | $25,146-91.3% | $8,951-75.5% |