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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,351 | $82,674-39.1% | $125,381-59.8% | $68,486-26.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -15.78% | -5.97%-9.8pp | 572.31%-588.1pp | -7.85%-7.9pp |
| Employer contribution / active EE | $14,286 | $3,382+322.4% | $4,815+196.7% | $2,597+450.2% |
| Participant deferral / active EE | $1,706 | $6,111-72.1% | $7,448-77.1% | $4,028-57.6% |
| Admin fee / account holder | $940 | $6,277-85.0% | $10,007-90.6% | $5,404-82.6% |