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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,002 | $85,766-28.9% | $136,298-55.2% | $70,126-13.0% |
| Participation rate | 73.5% | 74.2%-0.6pp | 81.9%-8.4pp | 69.5%+4.0pp |
| Annual return | 19.23% | 31.46%-12.2pp | 5156.27%-5137.0pp | 73.15%-53.9pp |
| Employer contribution / active EE | $0 | $2,966-100.0% | $4,696-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $2,549 | $5,051-49.5% | $6,247-59.2% | $3,332-23.5% |
| Admin fee / account holder | $63,877 | $5,421+1078.4% | $9,244+591.0% | $4,645+1275.0% |