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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,277 | $142,361-71.0% | $119,608-65.5% | $134,509-69.3% |
| Participation rate | 94.1% | 82.8%+11.3pp | 79.3%+14.9pp | 81.2%+12.9pp |
| Annual return | -20.14% | -12.46%-7.7pp | -14.98%-5.2pp | 418.13%-438.3pp |
| Employer contribution / active EE | $1,560 | $5,224-70.1% | $4,232-63.1% | $4,741-67.1% |
| Participant deferral / active EE | $5,029 | $6,468-22.3% | $5,601-10.2% | $6,400-21.4% |
| Admin fee / account holder | $4,541 | $13,588-66.6% | $10,326-56.0% | $11,427-60.3% |