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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,990 | $135,645-78.6% | $110,243-73.7% | $135,379-78.6% |
| Participation rate | 82.4% | 83.5%-1.1pp | 79.8%+2.5pp | 82.6%-0.3pp |
| Annual return | -9.46% | 513.24%-522.7pp | 314.76%-324.2pp | 519.79%-529.2pp |
| Employer contribution / active EE | $1,322 | $4,907-73.1% | $3,827-65.5% | $4,779-72.3% |
| Participant deferral / active EE | $2,892 | $5,507-47.5% | $4,672-38.1% | $5,609-48.4% |
| Admin fee / account holder | $1,731 | $11,458-84.9% | $8,548-79.7% | $10,828-84.0% |