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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,303 | $73,988-72.6% | $96,538-79.0% | $75,177-73.0% |
| Participation rate | 34.2% | 66.4%-32.2pp | 74.3%-40.1pp | 67.2%-33.0pp |
| Annual return | 15.33% | 26.73%-11.4pp | 35.74%-20.4pp | 160.75%-145.4pp |
| Employer contribution / active EE | $0 | $2,930-100.0% | $3,740-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $2,646 | $3,660-27.7% | $4,880-45.8% | $4,126-35.9% |
| Admin fee / account holder | $12,801 | $5,220+145.2% | $6,737+90.0% | $5,651+126.5% |