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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,876 | $64,729-66.2% | $112,263-80.5% | $68,490-68.1% |
| Participation rate | 36.2% | 67.2%-31.0pp | 75.1%-38.9pp | 67.9%-31.7pp |
| Annual return | -18.13% | -11.40%-6.7pp | 27.49%-45.6pp | -7.85%-10.3pp |
| Employer contribution / active EE | $0 | $2,746-100.0% | $3,636-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $2,519 | $3,566-29.3% | $4,729-46.7% | $4,028-37.4% |
| Admin fee / account holder | $0 | $5,222-100.0% | $6,410-100.0% | $5,403-100.0% |