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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,930 | $78,425-63.1% | $95,956-69.9% | $79,858-63.8% |
| Participation rate | 86.5% | 73.5%+13.0pp | 77.1%+9.5pp | 69.6%+16.9pp |
| Annual return | 13.63% | 19.37%-5.7pp | 91.63%-78.0pp | 31.72%-18.1pp |
| Employer contribution / active EE | $1,969 | $1,945+1.2% | $2,541-22.5% | $2,471-20.3% |
| Participant deferral / active EE | $979 | $3,440-71.6% | $4,167-76.5% | $3,740-73.8% |
| Admin fee / account holder | $1,897 | $5,622-66.2% | $6,797-72.1% | $5,306-64.2% |