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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,246 | $62,586-61.3% | $76,766-68.4% | $64,181-62.2% |
| Participation rate | 90.5% | 72.8%+17.7pp | 77.0%+13.5pp | 69.6%+20.9pp |
| Annual return | -4.76% | -1.95%-2.8pp | 2.43%-7.2pp | 7.63%-12.4pp |
| Employer contribution / active EE | $0 | $1,832-100.0% | $2,485-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $1,121 | $3,145-64.3% | $3,851-70.9% | $3,470-67.7% |
| Admin fee / account holder | $2,141 | $4,667-54.1% | $6,675-67.9% | $4,887-56.2% |