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Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,630 | $42,396-93.8% | $67,313-96.1% | $56,287-95.3% |
| Participation rate | 76.2% | 61.0%+15.2pp | 69.1%+7.1pp | 69.9%+6.4pp |
| Annual return | -2.19% | -36.63%+34.4pp | -4.08%+1.9pp | -9.96%+7.8pp |
| Employer contribution / active EE | $0 | $1,414-100.0% | $2,566-100.0% | $2,111-100.0% |
| Participant deferral / active EE | $1,131 | $2,360-52.1% | $3,568-68.3% | $3,350-66.2% |
| Admin fee / account holder | $17 | $510-96.6% | $4,507-99.6% | $521-96.7% |