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Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,660 | $46,297-94.3% | $71,671-96.3% | $62,293-95.7% |
| Participation rate | 89.7% | 60.6%+29.1pp | 68.7%+21.0pp | 69.5%+20.2pp |
| Annual return | 15.39% | 22.32%-6.9pp | 20.65%-5.3pp | 28.90%-13.5pp |
| Employer contribution / active EE | $0 | $1,412-100.0% | $2,460-100.0% | $2,042-100.0% |
| Participant deferral / active EE | $1,195 | $2,235-46.6% | $3,438-65.2% | $3,169-62.3% |
| Admin fee / account holder | $5 | $461-98.9% | $5,558-99.9% | $479-99.0% |